LEASE LENS
Equipment Finance Calculator: Fast, accurate, and built for smart real-world decisions.
Trying to calculate monthly payments, interest, and the real cost of equipment? Lease Lens makes it simple.
Just enter the cost, term, and payment details, and in a few clicks, you’ll get a clear breakdown of your monthly payments, total interest, and true cost of ownership, all with no sign-up required.
Why Use Lease Lens?
Smart Equipment Financing, Made Simple for Everyone
Get clear, accurate numbers so you can compare lease options and make confident decisions before you commit.
Transparent Cost Breakdown, No Hidden Costs
Get an instant breakdown of monthly payments and total interest, so you always know exactly what you’re paying for.
Fast, Effortless, and Easy to Use
A clean, easy-to-use interface that gets you answers in seconds, with zero confusion.
No Sign-up, No Hassle
Start using the calculator right away. No sign-up, no emails or accounts needed.
How It Works
Bring your idea to life in minutes with our no-code AI app builder. Design, launch, and scale fully native Android and iOS apps without coding or hosting!
Enter the Basics
Add the equipment cost, any down payment, and how long you’d like the finance term to be in months to get started.
Add a Rate or a Monthly Payment
Enter the annual interest rate or your target monthly payment, and Lease Lens will calculate the rest for you.
Add a Buyout Amount (Optional)
If you plan to buy the equipment at the end of the term, add the expected buyout price or the residual value.
Get Your Results Instantly
Lease Lens instantly calculates your monthly payment (or rate), total interest, average monthly interest, and true cost of ownership, all in just seconds.
App Preview: See Lease Lens in Action
Who is Lease Lens For?
Contractors & Trades
Estimate the lease or finance cost of equipment on the spot.
Manufacturing & Fabrication
See the monthly impact of financing new equipment or CNN.
Logistics & Fleet
Compare truck and trailer lease or loan options easily.
Medical & Dental
Compare lease or loan options for any medical equipment.
Farming & Agriculture
Estimate farm equipment lease or loan costs with ease.
Startups & SMBs
Test equipment financing costs fast to scale confidently.
App Features

Calculate the Number You Don’t Know
Leave one field blank, and it calculates any missing value like monthly payment, equipment cost, rate, or residual value.

Real-Time Amortization Insights
See your average monthly and total interest over the term to understand the finance cost, not just the monthly payment.

Total Cost of Ownership
See your full cash outlay, including down payment and all payments, to compare lease vs. buy and plan your cash flow.

Zero-Friction Design
Simple layout, smart defaults, and helpful messages to get your lease results in seconds without confusion.

Cross-Platform Availability
Available on both iOS and Android, with the same clean interface and accurate results.

Privacy by Default
No sign-up or account needed. Your inputs stay private and are calculated locally for a secure, hassle-free experience.
Frequently Asked Questions
Do I need an account to use the Lease Lens calculator?
No. The Lease Lens equipment finance calculator is free to use instantly with no account or signup needed.
What if I don’t know my lease or financing interest rate?
Just enter your target monthly payment and leave the rate blank. Lease Lens will instantly calculate the interest rate that fits your payment and term.
Can I include a residual or buyout value?
Yes. You can add a residual or buyout amount if you plan to purchase the equipment at the end of the lease term.
Does the Lease Lens calculator store my data?
No. Lease Lens equipment finance calculator doesn’t store or save any of your data. Everything is calculated locally for a fast, private experience.